Once you choose a contractor, they
will recommend you call your insurance company and file a claim. In most cases, your insurance company will send out an insurance adjuster to evaluate the damage and settle the claim with you. Most
insurance adjusters are experienced with many elements of a home’s construction, but may not be roofing experts or have the ability to climb on your roof; so have your GAF Factory-Certified
Contractor meet your adjuster at your home.
Here are some other things to consider:
The settlement amount will likely be able to pay for a new roof similar to what you had before.
This is a great time to choose the roof and shingle color you want
Consult your GAF Factory-Certified Contractor to share options with you
Some cautionary words:
Don’t try to settle your own insurance claim – seek professional advice.
After a storm, many people claiming to be roofing experts or insurance-claim experts will begin knocking on your door. They’ll claim that you have damage and that they can “get you a new roof.” Many will ask you to sign a “contingency agreement” so they can climb on your roof and take a closer look. This document legally binds your claim to their company.
Do not sign anything with anyone until you are sure who you are doing business with and you have determined that you would like to do business with them. While many of these folks are good, hardworking roofing professionals, some may not be.
Make sure your contractor is licensed to perform roofing services in your state or municipality. Ask to see a copy of their insurance certificate and call to confirm it is current.